Yes, you can finance a used car and make an already great deal even better! When you apply for financing with us, you can get a great rate on your next new-to-you car. You’re probably asking, “How long can you finance a used car?” Most used car loan terms are 60 or 72 months, but sometimes there are other options available.
Springfield Mitsubishi - Reading wants to take the guesswork out of automotive finance, which is why we’ve written this guide on how to finance a used car. We also offer resources to help Pottstown shoppers settle the buying vs. leasing debate and learn how to trade in a car.
How many years can you finance a used car at a maximum? There aren’t any official limits when it comes to the length of your used car loan term, but different lenders may set their own restrictions. Some may even have policies that don’t allow buyers to finance used vehicles that have more than 100,000 miles on the odometer or that are more than seven years old.
That said, you shouldn’t worry about not being able to find a used car loan length that’s sufficiently long. Springfield Mitsubishi - Reading has relationships with a wide range of Lancaster-area lenders, and our experts are here to help you find a lender that can work with your needs!
Even if you can finance a car for a longer term, you may want to consider a shorter loan length. As long as you can comfortably pay the amount each month, doing so has significant benefits and can save you money in the long run.
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A longer loan term comes with benefits like a lower monthly payment, while possible drawbacks include paying more in overall interest.
We’ve told Allentown drivers how many years they can finance a used car and other relevant details. Now, it’s time to talk with our specialists in person to find the right finance solution. We have plenty of low-mileage used cars for sale in Reading, so there’s most likely something for you in there. We can’t wait to help you!
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